Thursday, September 14, 2006

Back to Orange again - and not happy about it

We talked to our family rep again this week, and Katie went back to Orange on Saturday. Too many Cat 1's again, though the others were down. The one different aspect though is she isn't happy about it. She has finally gotten to the point where she doesn't want to be in Orange (there was a time months ago when she asked to be put back in Orange). And she is finally starting to complain about the place a bit, and say she wants to come home.
Why is this good? Before she had never asked to come home, never said she wanted to. We felt she was getting too comfortable there, working the system. Now she isn't happy there anymore. And we are really hoping this will motivate her to begin working.
I'm really worried about he ongoing costs. We have another 6 month loan, but don't feel real comfortable about if we can get another after that. They dropped it down from a full year becasue of the amount of outstanding debt. We hope that a part of that was because we have a debt consolidation 2nd mortgage that we just took out - but the stuff we paid off haven't been closed yet. So we hope that in 6 months things will look a lot better as we are getting rid of most of our credit cards (keeping a total of 3, Sears (because that is so hard to get, and supposedly looks good), and two smaller limits general ones (Diane's is a VISA, mine is a MasterCard), one for each of us just to have. The big (14K) VISA, BP, Best Buy, Home Depot, Victoria Secret are all getting closed, plus the van was paid off as well. So we traded a bunch of revolving debt for a single mortgage debt, which is also supposed to look a lot better.
With Diane not being able to get clients lately, and the Real Estate market around here in the dumpster, I'm really concerened about how much she can help out with the monthly budget. It's ok for now, but in six months when we need to get another loan - well I don't know what will happen.


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